Funeral plans Q&As

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A funeral plan is the ideal way to make sure all your wishes are recorded, whether it’s the type of burial or coffin, the music and readings at the ceremony or where donations in your memory should go.

Here's some of our frequently asked questions:

A funeral plan is a way of recording your funeral wishes, planning and paying everything in advance. It can give real peace of mind as all of the details are taken care of, meaning family members won’t have to make decisions at a difficult time in the future. 

Burial and cremation costs continue to increase at a higher level than inflation, and it’s likely that monies paid into insurance policies and many other types of funeral plan may not provide adequate cover for funeral expenses. It makes perfect sense to provide for the one thing none of us can avoid.

Over 50s plans pay out a cash sum when the individual dies, which may not cover the average cost of a funeral. However a Lincolnshire Co-op Funeral Plan ensures that whenever you come to use the plan, the full cost is covered as long as your plan requirements remain the same.

Get in touch with us to arrange a time to discuss your needs. You can use our funeral plan enquiry form or call your nearest Lincolnshire Co-op funeral home. 

 Most people have specific wishes about the personal touches associated with their eventual funeral, whether it be the music they want playing in the service, their coffin or the type of flowers they would like. Our funeral staff can go through all of the arrangements, providing information and advice to make sure everything is tailored to you.

You’re able to change, upgrade, downgrade or cancel your plan at any time – though some changes may incur additional expenses. See our terms and conditions (downloadable at the bottom of this page) for more.

A funeral plan with us starts from £2,795 including a £100 member discount*.

*If you are a member and pay in full for your funeral plan, you will receive £100 discount. If you pay in installments, you will receive £200 dividend on your card upon receipt of your final payment.

Plus, if you recommend us to a friend, you will share an additional £100 worth of dividend. If you would like to find out more information, please contact us via our enquiry form or by calling your local funeral home

Your next of kin should simply contact your nearest funeral home. The funeral will then be conducted as previously arranged. They will need your Lincolnshire Co-op Funeral Plan certificate.

You have the assurance of knowing that as well as providing the plan, a Lincolnshire Co-op funeral home will conduct the funeral. This means that we maintain full control of quality and standards, providing a service you know you can trust.

Your Lincolnshire Co-op Funeral Bond covers the cost of a funeral conducted in Lincolnshire, North Lincolnshire, North East Lincolnshire and any other address within 20 miles of a Lincolnshire Co-op funeral home. If death occurs outside these areas, then an additional fee may be payable to cover the extra cost of providing the funeral. Please see our terms and conditions - downloadable at the bottom of the page.

If you'd like to get in touch about about our funeral plans, you can complete our online enquiry form and we'll be in touch or contact your local Lincolnshire Co-op Funeral Home.

You can also find out more about the costs of a Lincolnshire Co-op Funeral Plan.


*If you are a member and pay in full for your funeral plan, you will receive £100 discount. If you pay in instalments, you will receive £100 dividend on your card upon receipt of your final payment.