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Spend your dividend!

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Did you know £5.3 million worth of dividend is waiting to be spent on our members’ accounts?  

One of the benefits of being a Lincolnshire Co-op member is that you can collect and redeem dividend every time you shop in our outlets.  

In 2019/20 we shared £3.8 million in dividend with our members, including an extra dividend of £1.8 million in December 2020. In turn members spent £4 million worth of dividend during that time

Lots of our members are surprised to see how much dividend they have collected – especially as it soon adds up if you shop with us regularly.  Did you know you can check your balance anytime by signing into your account on our website 

Since our website launched in 2016, over 82,000 people have created an online account with us – it’s simple to do, you’ll just need your 6-digit membership number (found on your card or key fob) and a password. Once you’ve verified your details, you’ll be all set up ready to manage your account from the comfort of your home, or whilst you’re on the go!  

Did you know we also have an app? Making is even easier to check your balance whilst you’re out and about, plus you can use it to collect and redeem your dividend without having to worry about carrying your card or key fob with you.  Just search for Dividend Card on either the App Store or Google Play.  

Whether you have a little or a lot of dividend, it could go a long way to treating yourself, someone special or helping others - and you can use it as full or part payment anytime – just let our colleagues know at the till!  

Need some inspiration?  

How about treating yourself to a Costa Coffee ☕ from one of our food store express machines, or a tasty treat from our Gadsby’s range 🍰 or even dinner for tonight 🍴 


Or, why not treat someone special? Valentine’s Day 💖 and Shrove Tuesday 🥞 aren’t far away – you could use your dividend to have flowers delivered by our florist to a loved one, or simply to say ‘I miss you’ in these difficult times 💐Or why not use it to buy some ingredients for the kids to make pancakes with on Tuesday 16th February? 😋


What about restocking the cupboards with the essentials, or trying something from one of our local producers? 🧀 Money is tight for a lot of people at the moment, so if you've got some dividend saved this could be a great time to use it for doing your food shopping, helping you to save for other things.


Some of our colleagues and customers have told us they are using their dividend to purchase items to help others....what a great idea! Why not pick up a some products during your essential shopping trip and donate them to your local food bank - we've got collection bins in our food stores which you can pop the items into. Or how about picking up a few things for a neighbour who might benefit from a few essentials dropped at their door?👵👴


Holiday's may feel like a distant memory at the moment, but if you are thinking of planning a holiday in the future our travel teams are ready to find you the perfect one, whether that’s in the UK or abroad 🏝 With some of our holiday providers needing only a £60 deposit, you could use your dividend to secure your place in the sun when it’s safe to go 😎


Not a member? Why not sign up to become one today – it’s free and there’s many other benefits to your membership too. Find out more here 

Juniors aged 15 and under can become members too – and from the age of 12 they can also collect and redeem dividend with their very own card or key fob. Find out more here 


So, if you're out and about, just think SPEND...

S – sign in online, check the bottom of your receipt or head to the app to check your balance 

P – prepare for take-off with a deposit on a holiday 

E – enjoy beautiful flowers from our florist

N – naughty or nutritious treats are waiting to help fill those cupboards

D – donate it to a local good cause

How will you spend yours?

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